Wealth creation is about more than just dollars in the bank. It’s about finding the most suitable strategies, structures, and investments that help you live the life you want.
We work with you to understand your needs and goals, determine where you are today, and help map out where you want to go tomorrow. We then implement financial modelling and investment strategies, and build targeted investment portfolios that bring your goals to life.
We’ve got over 40 years’ experience helping our clients create wealth for themselves, their families, and for generations to come.
It’s important to us that you fully understand your investment decisions and are comfortable with the plan we build together. So we take the time to empower you with the knowledge that you’re making the right choices.
We believe in minimising fees on your investments wherever possible—without compromising on quality. Saving you 1% per year on fees might sound small, but it means 1% more you get to keep in your account.
Wealth creation doesn't have to be complex. It's about building a solid plan and executing that plan consistently. So we make it easy for you to understand exactly how we’re helping you build your wealth.
Wealth creation means something different for everyone. So why should your plan be the same as someone else’s?
Our experienced wealth creation and planning team understands this, and works with you to create a plan that’s unique to your situation. We get to understand you, your family, your needs now and in the future, and plan out a series of wealth creation strategies that put you on the path to achieving these goals.
We keep you informed at every step, so you know exactly what’s going on, and get peace of mind that you’re in control as your wealth grows.
We have worked with Liston Newton's Accountancy and Advisory Team for over a decade. During that time, our business has grown substantially both organically and through purchases. This wouldn’t have been possible without Liston Newton Advisory to assist with our business planning, providing proactive advice and ensuring our accounts were always compliant in a complex and volatile industry.
Liston Newton's Accountants analysed our financial and business situation and helped us implement strategies to improve our position. Their strategies turned our business from making a loss, to recording a 6-month net profit of 36 per cent. And we are now on track to show a 240 per cent increase in turnover over the next financial year.
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Get expert advice and guidance on managing your wealth now, and for the long term.
We help you take advantage of thorough and robust wealth creation strategies that put plans in place now, and for your future.
What’s considered a ‘good investment’ depends on your goals. There isn’t one single answer, and a good investment for one person could very well be a bad investment for another. You need to consider what's a good investment for your situation. This depends on your goals, your appetite for risk, your age, and your investment experience.
A good investment for a 35-year-old might be shares in a growth-oriented company. A good investment for a person who’s no longer working may be high dividend shares, fixed interest investments, or term deposits. It all depends on the situation.
Rather than a good investment, it’s easier to define a bad investment. A bad investment is one that you have no idea why you’re invested in it. You've got no understanding of the underlying asset or business, no idea of the risk involved, and no plan for how long you should be holding it.
So instead of asking yourself ‘is this a good investment?’, instead ask ‘do I understand why I’m doing this?’
This depends on your personal situation and what stage of life you’re at.
Investing in super is a great way to build wealth in a tax-effective structure. It will most likely deliver lower tax rates than investing outside super. And, once you reach 65, it can be possible to have your investments in super totally tax-free.
However, the downside of super is that you can't access the money until later in life. So if you’re saving for a property or want to build wealth and enjoy it earlier in life, then you may want to consider investing outside of super as well.
The right answers depend on your personal situation, your income, and your goals. So it’s best to speak to a financial adviser to determine what’s the right path for your goals.
Borrowing to invest is a great way to boost your wealth creation, and allows you to put the equity in your home to work.
For example, in a year where house prices increase by 4%, the share market should also increase by 4%. A $1,000,000 home would increase in value by $40,000, and a $300,000 share portfolio would increase by another $12,000. The interest on the loan is tax deductible, offsetting the dividend income from the shares, and doesn’t increase your taxable income.
However, be warned: borrowing to invest is not for the faint-hearted. The more you borrow the greater the risk, as you must repay the loan regardless of the performance of the investment.
For a full insight, check out our previous article on borrowing to invest.
Selling a business is a big decision. It’s the end result of years of hard work, so you want to make sure you do it right.
We help you review your SMSF investment strategy so it’s appropriate for weathering a low yield environment. Click here to see how to do it.